Open Enrollment 2025

What’s Changing in 2025

Changes in health care costs

Consistent with previous years, Pinterest is adjusting employee contributions to cover increases in health care costs. Pinterest continues to cover an average of 85% of the cost of health insurance across all plans. See tables below with cost breakouts by plan. 

Update to dental plan

We have removed the age limit (previously 19) for fluoride treatments.

Your Open Enrollment checklist: 

• Visit the Collective Health website and compare your medical plan options to ensure you and your family are still in the plan that best meets your needs. 
• Review or enroll in benefits in Workday (instructions here) November 4 - November 15 by 5pm PST. 
• Also in Workday, re-enroll in Flexible Spending Accounts (FSA) or Health Savings Accounts (HSA) if you want them in 2025. Your current FSA/HSA and equity tax elections will not rollover to next year. 
• Consider electing higher life insurance coverage in Workday. If your current employee voluntary life coverage is below $500k, you can increase your coverage by $10,000 without any paperwork (you can increase spousal coverage by $5,000 without underwriting if your coverage is below $50k). 
• Consider enrolling in or making changes to your long term care benefits with Trustmark. To make changes, you can call 1-888-291-6252 and speak with a case manager. To enroll for the first time, use this website.
• Don’t forget to review your RSU tax withholdings. The Equity team is offering an once-a-year option to apply the highest tax rate(s) to your RSU releases in the 2025 calendar year (Workday instructions here). This one-time election will become effective through the entire 2025 calendar year. Even if you opted into the higher election for the 2024 calendar year you must re-elect for 2025. Additional FAQs here. 

Happy with your current benefits? You are good to go! 😎 Your elections (aside from FSA/HSA and equity tax withholdings) will rollover to next year. 

Join us for the Benefits Conference in San Francisco

• If you are located in San Francisco or the Bay Area, attend our annual Benefits Conference in person on November 4! View the schedule here. 
• If you’re not located in San Francisco or the Bay Area, join us for break out sessions on topics you care about like saving for retirement, fertility, and more. Learn more and sign up here.